Buyers 2017-04-02T20:24:22+00:00

We take the buying process as seriously as our buyers do, therefore we offer nothing but the highest quality of service to our clients. We pride ourselves on the way we do business.

Our core values are:

  • Trust
  • Experience
  • Service


We’ll help you understand the current condition of the market and get all the information that will quickly position you with a variety of great choices and negotiating leverage.

VIEW FEATURED LISTINGS

Here are some of the steps we will take to find your perfect home:

This is the single most important step. By asking you a series of questions we will establish what you are looking for. Our goal is to not waste your time by looking at properties that are not in your price range or homes that don’t meet your needs. Throughout the buying process we will maintain your confidentiality and represent your best interests.

Getting pre-qualified for a loan enables you to move quickly when you find the right home, especially when there are other interested buyers. It also lets the seller know that you are serious and can afford to buy the property. A pre-approval is a simple calculation done by a mortgage lender that tells you the amount you’ll be able to finance through a loan and what your monthly payment will be.

The amount you can afford to pay for a home will depend on several factors, such as:

  • Your gross income.
  • Funds available for downpayment, closing costs and any cash reserves required by the lender.
  • The amount of debt you have.
  • Your credit history.
  • The type of mortgage you choose.
  • Current interest rates.
Another figure that lenders use to evaluate how much you can afford is the housing expense-to-income ratio. It is determined by calculating your projected monthly housing expense, which consists of the principal and interest payment, property tax payments and insurance premiums on your new home loan (also known as PITI).
Each buyer is unique, and a mortgage professional can help you find out just what you can afford. Your income and debts will typically play the biggest roles in determining your price range. It’s simple to make an estimate – just run the numbers for yourself using our Affordability Calculator below.
We will use our powerful search programs and the latest real estate technology tools to find the properties that match your search parameters. We can send them to you immediately via e-mail so that you can browse them at your leisure. You will also receive a personal username and password, along with your very own client section of our website. You can log in anytime you wish and view properties, make requests, or tell us if you would like schedule an appointment. We will disclose all known facts about the property that are likely to affect your decision. When we find the home that meets your criteria, I will assist you in writing an offer and act as a liaison between you and the seller.

 

Affordability Calculator

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Mortgage Calculator

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